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City of Carson Home Purchase Loan Program

The City of Carson, California is offering a First Time Homebuyer Program that offers up to $75,000. in downpayment assistance to First Time Homebuyers.

Call 21st Century Home Loan at 562-984-6280
to speak with a lender today!

This program offers a loan with deferred 0% interest with equity share for 30 years. If the buyer occupies the property for 30 years, at the end of the 30 year term the loan is forgiven.

Who is a City of Carson First Time Homebuyer?

  • Has not had ownership interest in a property in the last 3 years
  • No mortgage interest filed on taxes for the last 3 years
  • Buyer must occupy the property

What are the First Time Homebuyer Requirements?

  • Buyer myst contribute 3% down payment from their own funds
  • 3% closing cost can be paid by seller or part of the First Time Homebuyer asssitance can be used for non-recurring closing costs
  • Buyer must attend HUD certifed Community Homebuyer 8-hour Course
  • Minimum Fico Score of 620

What is the process to obtain eligibility for funds?

  • Each applicant must obtain a pre-approval from an approved Lender like 21st Century Home Loan. The eligibility letter will be issued based on the pre-approval and the applicant then has 60 days to find a property. The agency will place the applicant on a list and funds are tentatively reserved for the amount needed.
  • If the applicant does not locate a property within the 60 days, the applicant's name will be removed from the list and the next approved buyer will move up on the list.

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For more information about the City of Carson Carson Home Purchase Loan Program give 21st Century Home Loan a call today at (562) 984-6280 for more information.

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Southern California Refinance & Home Loan Lender

"We Are Your Southern California Lender!"

21st Century Home Loan - We Are Your Southern California Lender!

Proudly Serving Long Beach, Naples, Belmont Shore, Signal Hill, Seal Beach and the surrounding areas.


21st Century Home Loan
834 E. 4th St. #A
Long Beach, CA 90802
(562) 984-6280


21st Century Home Loan specializes in FHA Loans, Reverse Mortgages, CHF Access, Fannie Mae & Freddie Mac,
Jumbo Loans, VA Assistance and Down Payment Assistance .

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