21st Century Home Loan - Long Beach, CA - 562-984-6280
Javascript DHTML Drop Down Menu Powered by dhtml-menu-builder.com

City of Carson Home Purchase Loan Program

The City of Carson, California is offering a First Time Homebuyer Program that offers up to $75,000. in downpayment assistance to First Time Homebuyers.

Call 21st Century Home Loan at 562-984-6280
to speak with a lender today!

This program offers a loan with deferred 0% interest with equity share for 30 years. If the buyer occupies the property for 30 years, at the end of the 30 year term the loan is forgiven.

Who is a City of Carson First Time Homebuyer?

  • Has not had ownership interest in a property in the last 3 years
  • No mortgage interest filed on taxes for the last 3 years
  • Buyer must occupy the property

What are the First Time Homebuyer Requirements?

  • Buyer myst contribute 3% down payment from their own funds
  • 3% closing cost can be paid by seller or part of the First Time Homebuyer asssitance can be used for non-recurring closing costs
  • Buyer must attend HUD certifed Community Homebuyer 8-hour Course
  • Minimum Fico Score of 620

What is the process to obtain eligibility for funds?

  • Each applicant must obtain a pre-approval from an approved Lender like 21st Century Home Loan. The eligibility letter will be issued based on the pre-approval and the applicant then has 60 days to find a property. The agency will place the applicant on a list and funds are tentatively reserved for the amount needed.
  • If the applicant does not locate a property within the 60 days, the applicant's name will be removed from the list and the next approved buyer will move up on the list.

Click Here to visit the next page >>>

For more information about the City of Carson Carson Home Purchase Loan Program give 21st Century Home Loan a call today at (562) 984-6280 for more information.

city of carson home purchase loan program

carson home purchase loan program

carson california home purchase loan program

carson home loan program

Southern California Refinance & Home Loan Lender

"We Are Your Southern California Lender!"

21st Century Home Loan - We Are Your Southern California Lender!

Proudly Serving Long Beach, Naples, Belmont Shore, Signal Hill, Seal Beach and the surrounding areas.

21st Century Home Loan
834 E. 4th St. #A
Long Beach, CA 90802
(562) 984-6280

21st Century Home Loan specializes in FHA Loans, Reverse Mortgages, CHF Access, Fannie Mae & Freddie Mac,
Jumbo Loans, VA Assistance and Down Payment Assistance .

Long Beach Website Design by The Lamont Group